(844) 858-8276

Compare Medicare Supplement Plans and Rates in Minutes!

Compare Medicare Supplement Plans and Rates in Minutes!

What’s Covered by Medicare Parts A and B (and What’s Not)?

When combined, Parts A and B are considered Original Medicare. It provides seniors 65 and older medical coverage for hospital stays and visits to the doctor.

Part A covers hospital costs with no monthly premiums if you’ve paid Medicare taxes on your income for at least a decade. Costs can vary for those who have not paid enough into the system.

Included in coverage is inpatient care – medical supplies, hospital rooms and nursing services. It also can cover home health services if your doctor finds it necessary, such as occupational and physical therapies, skilled nursing care and speech pathology.

Hospice care would also fall under Part A if certain requirements have been met.

Part B covers visits to your doctor, blood tests, out-patient care and health screenings. A monthly fee (based on income) is required regardless of how long you’ve paid taxes. You can also expect to pay a deductible and co-pays for doctor visits.

For those receiving Social Security benefits, the premium will be deducted from your monthly check.

So what’s not covered under Medicare Parts A and B? Plenty, actually.

First, remember you have no maximum out-of-pocket limits with Original Medicare. That alone can mean thousands of dollars to seniors.

In addition, many routine exams for your teeth and eyes will not be covered. Dentures and eyeglasses are usually excluded. Also not covered are prescription drugs, hearing aids, long-term care and health care provided in foreign countries.

Get started with a
Free Quote.

Get started with a
Free Quote.