Now you know how the different parts of Medicare work. So the next question is, how do you enroll? Some people will automatically be eligible for Medicare Part A and Part B, while others will need to sign up for it. In most cases, it depends on:
Whether or not you’re receiving Social Security benefits.
Here’s what you need to know about whether or not you are eligible—and how to enroll if you are not.
You Automatically Are Eligible for Medicare Parts A and B if:
You’ll be getting benefits from Social Security or the Railroad Retirement Board (RRB) at least four months before you turn 65. Medicare enrollment begins three months before your 65th birthday and continues for seven months. If you are receiving Social Security benefits at this point, you don’t need to do anything. You will be automatically enrolled in Medicare Parts A and B and will receive your Medicare card in the mail three months before your 65th birthday.
You have ALS (Amyotrophic Lateral Sclerosis, also known as Lou Gehrig’s disease): You’ll automatically be eligible and will receive a Medicare card the month your disability benefits begin.
You’re under 65 and have a disability: You’ll automatically receive parts A & B after you’ve received disability benefits from either Social Security or the RRB for 24 months. You’ll receive your Medicare card in the mail three months before your 25th month of disability.
You Are Not Automatically Eligible for Medicare Parts A and B if:
You won’t be receiving benefits from Social Security (or the RRB) at least four months before you turn 65.To avoid permanent penalties (see Medicare B penalty above), you should enroll within the seven-month window of time around your 65th birthday. This includes the three months before the month you turn 65, your birthday month, and the three months after your birthday month.
You have End-Stage Renal disease (ESRD): To sign up for Medicare Part A and Part B, you’ll simply apply online or visit your local Social Security office.
If you are not automatically eligible for Medicare Parts A and B, you’ll need to sign up.
All trademarks are the property of their respective holders.
AWL Insurance Agency is licensed to sell insurance in these states . NPN # 18056901.
We are committed to improving our services, applications and documents to make them more accessible to those with disabilities.
This website is owned and operated by AWL Insurance Agency, Inc, a licensed insurance agency. Invitations for application on medicaregenius.com are made through AWL Insurance Agency, Inc, only where licensed and appointed. AWL Insurance Agency’s license information can be found here.
AWL Insurance Agency, Inc offers Medicare Advantage and Prescription Drug Plans through it's agency partner Assurance IQ, LLC. Assurance IQ, LLC is a licensed representative of Medicare Advantage HMO, PPO and PPFS organizations and prescription drug plans with a Medicare contract. Enrollment in any plan depends on contract renewal. For a complete list of available plans please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov.
The purpose of this site is the solicitation of insurance. Medicare supplement insurance is available to those age 65 and older enrolled in Medicare Parts A and B and in some states to those under age 65 eligible for Medicare due to disability or End Stage Renal disease. Medicare supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact www.medicare.gov or 1-800-MEDICARE to get information on all of your options.